Why Is My Insulation Not Working? Common Problems & Solutions

If your home feels too cold in the winter or too hot in the summer—despite having insulation—it’s natural to wonder: Why isn’t my insulation working?
Insulation is meant to keep your home comfortable and energy-efficient, but several factors can reduce its effectiveness. In this blog, we’ll explore the most common reasons insulation stops working and how to fix them.
1. Not Enough Insulation (Low R-Value)
🔍 The Problem: Your home simply doesn’t have enough insulation to meet the recommended R-value for Connecticut’s climate.
📏 Why It Matters: Insulation works by resisting heat transfer. If your insulation is too thin or insufficient, it won’t provide the protection your home needs.
💡 The Fix:
- Check your home’s current insulation levels against Connecticut’s recommended R-values:
- Attic: R-49 to R-60
- Walls: R-13 to R-21
- Floors: R-25 to R-30
- Basements/Crawl Spaces: R-10 to R-19
- If your insulation falls short, consider upgrading to blown-in cellulose insulation, which offers better coverage and efficiency.
2. Insulation Has Settled or Degraded Over Time
🔍 The Problem: Insulation doesn’t last forever—over time, certain types compress, settle, or degrade, making them less effective.
📏 Why It Matters:
- Fiberglass batts can sag or shift over time, leaving gaps.
- Blown-in insulation (especially fiberglass) can settle, reducing its thickness and R-value.
- Old cellulose insulation may also settle, but modern cellulose is treated to maintain its structure.
💡 The Fix:
- If your insulation is old, schedule an inspection to determine if you need more.
- Blown-in cellulose insulation is a great upgrade because it fills gaps completely and doesn’t settle as much as fiberglass.
3. Air Leaks Around Windows, Doors, and Attic Access
🔍 The Problem: Even the best insulation won’t work if your home has air leaks.
📏 Why It Matters: Air leaks allow:
- Warm air to escape in winter (forcing your heating system to work harder).
- Hot air to enter in summer (making it harder to keep your home cool).
💡 The Fix:
✔ Seal gaps around windows, doors, and attic access points with weatherstripping or caulk.
✔ Air seal your attic before adding insulation to stop heat loss.
✔ Use spray foam or rigid foam board for large gaps around pipes and vents.
4. Moisture & Mold Issues
🔍 The Problem: Moisture in your walls, attic, or basement can ruin insulation and reduce its effectiveness.
📏 Why It Matters:
- Wet fiberglass batts lose insulating power and can grow mold.
- Spray foam can trap moisture, leading to hidden mold issues.
- Poor attic ventilation can cause condensation buildup, making insulation damp.
💡 The Fix:
✔ Use cellulose insulation, which resists moisture better than fiberglass.
✔ Improve ventilation in your attic or crawl space to prevent condensation.
✔ Fix roof leaks, plumbing leaks, or foundation cracks that introduce moisture.
5. Poor Installation
🔍 The Problem: Even high-quality insulation won’t work properly if it’s installed incorrectly.
📏 Why It Matters:
- Gaps in insulation allow heat to escape.
- Compressed insulation reduces its R-value.
- Missing air sealing allows drafts to bypass insulation.
💡 The Fix:
✔ Hire a professional insulation company (like Nealon Insulation) to ensure insulation is properly installed.
✔ Choose blown-in cellulose insulation, which fills every gap and void more effectively than fiberglass batts.
6. Rodents & Pests Damaging Insulation
🔍 The Problem: Mice, squirrels, and other pests love nesting in insulation, especially in attics and crawl spaces.
📏 Why It Matters:
- Pests tear up insulation, reducing its coverage.
- Urine and droppings contaminate insulation, reducing air quality.
- Gaps created by pests allow heat loss.
💡 The Fix:
✔ Use cellulose insulation treated with borate, which repels pests.
✔ Seal entry points to keep rodents out of your attic or crawl space.
✔ Replace contaminated insulation to improve air quality and efficiency.
7. Choosing the Wrong Type of Insulation
🔍 The Problem: Some insulation materials aren’t the best choice for Connecticut’s climate.
📏 Why It Matters:
- Fiberglass batts allow air leaks and settle over time.
- Spray foam can trap moisture and be expensive to remove.
- Rigid foam board works for basements but isn’t ideal for attics.
💡 The Fix:
✔ Blown-in cellulose insulation is the best choice for most Connecticut homes—it resists settling, repels pests, and controls moisture better than fiberglass.
How Nealon Insulation Can Help
If your insulation isn’t working as it should, the experts at Nealon Insulation can help!
✔ 48 years of experience insulating homes along the Connecticut shoreline
✔ Specialists in blown-in cellulose insulation for maximum energy efficiency
✔ Free insulation inspections to find the root cause of your insulation problems
✔ EnergizeCT rebates available to help homeowners save money on insulation upgrades
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Understanding Energy Code Compliance: Performance Path vs. Prescriptive Path
When building a new home in Connecticut, meeting energy code requirements is essential for efficiency and compliance. The International Energy Conservation Code (IECC) provides two main approaches: Prescriptive Path and Performance Path
When building a new home in Connecticut, meeting energy code requirements is essential for efficiency and compliance. The International Energy Conservation Code (IECC) provides two main approaches:
✅ Prescriptive Path – A checklist-based approach where builders must follow strict guidelines on insulation, materials, and energy-efficient features with little to no flexibility.
✅ Performance Path – A flexible approach that allows builders to meet energy efficiency goals through energy modeling, trade-offs, and alternative design strategies.
Choosing the right path depends on your goals, budget, and design preferences. Let’s break down how each works and which might be the best fit for your project.
What Is the Prescriptive Path?
The prescriptive path is a straightforward method for meeting energy code requirements. Builders follow a predetermined list of energy-efficiency measures outlined in the IECC, ensuring compliance without the need for complex calculations or modeling.
✔ Fixed requirements: Must follow specified R-values for insulation, window ratings, and HVAC efficiency. ✔ No flexibility: Every element must meet or exceed standards with no trade-offs. ✔ Best for simple projects: Ideal for smaller or standard builds where alternative design choices aren’t necessary. ✔ Easier to verify: Local building inspectors can quickly check compliance without additional modeling.
While this method is simpler, it may result in higher material costs or design limitations since all specifications must be strictly followed.
What Is the Performance Path?
The performance path offers more flexibility by allowing builders to use energy modeling to demonstrate that a home meets or exceeds energy code requirements. Instead of rigidly following each prescriptive requirement, builders can make trade-offs to optimize efficiency.
✔ Customizable design: Builders can choose different insulation levels, HVAC systems, or materials as long as the overall energy performance meets the standard. ✔ Uses energy modeling: A Home Energy Rating System (HERS) rater creates an energy model of the home to ensure compliance. ✔ Allows trade-offs: Example – Using a higher-efficiency HVAC system may allow for slightly lower insulation values elsewhere. ✔ Optimizes cost savings: Builders can balance energy efficiency with budget considerations. ✔ Best for advanced energy goals: Ideal for high-performance homes aiming for superior efficiency and comfort.
Key Differences: Prescriptive vs. Performance Path
Prescriptive Path
Flexibility: None – must follow set requirements
Energy Modeling: Not required
Cost Optimization: Limited – strict rules may increase costs
Best For: Standard or simple home designs
Performance Path
Flexibility: High – builders can make trade-offs
Energy Modeling: Required for compliance
Cost Optimization: Can adjust materials and systems to lower costs
Best For: Custom, high-performance homes
How Performance Path Energy Modeling Works
To use the performance path, builders must model the home’s predicted energy use and compare it to an acceptable baseline. This is done using advanced energy modeling software, which factors in:
🔹 Insulation levels and materials 🔹 HVAC system efficiency 🔹 Windows and doors 🔹 Air sealing and ventilation 🔹 Renewable energy systems (if applicable) 🔹 Historical climate data for Connecticut
There are two key methods within the performance path:
- Envelope Trade-Off Method – If one part of the home exceeds insulation requirements, another area may have reduced insulation while still maintaining overall efficiency.
- Whole-House Performance Method – Energy efficiency is balanced across the entire home, including insulation, HVAC, lighting, and air sealing.
Earning Points for Energy Efficiency
Both paths allow builders to earn points for energy-efficient features, but they are calculated differently:
✅ Performance Path: Points are awarded based on total energy savings compared to IECC standards. Higher savings equal more points. ✅ Prescriptive Path: Points are awarded for individual features like high-efficiency HVAC systems, air sealing, water heating, lighting, and insulation upgrades.
Similarly, water efficiency points can be earned:
✅ Performance Path: Uses the Water Rating Index (WRI), scoring homes on overall water savings. ✅ Prescriptive Path: Points are given for specific water-saving features like low-flow fixtures, smart irrigation, and energy-efficient appliances.
Why Choose the Performance Path?
While the prescriptive path is simpler, the performance path offers several advantages:
💰 Cost Savings: Builders can optimize energy efficiency without overspending on unnecessary materials. 📐 Design Flexibility: Allows for more creative home designs and innovative materials. 🏡 Better Efficiency: Ensures homes perform well in real-world conditions, not just on paper. 📉 Long-Term Savings: Homeowners benefit from lower energy bills and increased comfort year-round.
Some municipalities are even shifting toward requiring the performance path due to its effectiveness in achieving energy conservation goals.
Nealon Insulation: Your Partner in Energy Efficiency
At Nealon Insulation, we specialize in helping homeowners and builders navigate energy code requirements. Whether you’re choosing the prescriptive or performance path, our expert team can:
✔ Conduct insulation assessments to determine your home’s needs ✔ Recommend the best insulation materials for energy efficiency ✔ Help you qualify for EnergizeCT rebates and incentives ✔ Ensure your home meets or exceeds energy code compliance
📞 Contact Nealon Insulation today to learn how we can improve your home’s energy efficiency!

Why Experience Matters When Choosing an Insulation Company
When it comes to insulating your home, choosing the right contractor is just as important as selecting the right type of insulation. Insulation is an investment that affects your home’s comfort, energy efficiency, and even structural integrity—so you want to make sure it’s done right the first time.
When it comes to insulating your home, choosing the right contractor is just as important as selecting the right type of insulation. Insulation is an investment that affects your home’s comfort, energy efficiency, and even structural integrity—so you want to make sure it’s done right the first time.
That’s why experience matters when selecting an insulation company. A contractor with years (or decades) of expertise will understand building science, local climate challenges, and best installation practices—all of which directly impact your home’s performance.
At Nealon Insulation, we’ve been insulating homes along the Connecticut shoreline for 48 years, and here’s why that experience makes a difference.
1. Understanding Local Climate and Building Codes
Homes in Connecticut—especially along the shoreline—face unique insulation challenges that an experienced contractor will be familiar with:
✔ Moisture control: Coastal homes deal with higher humidity and moisture exposure, which can lead to mold and insulation failure if not properly addressed.
✔ Cold winters and hot summers: Your insulation needs to keep heat in during the winter and out during the summer.
✔ Strict building codes: Connecticut has specific energy efficiency and fire safety regulations for insulation—an experienced contractor will know exactly what’s required.
A company with decades of experience will ensure your insulation is installed correctly, up to code, and designed to handle Connecticut’s climate.
2. Avoiding Common Insulation Mistakes
Inexperienced contractors can make critical mistakes that reduce insulation effectiveness and cause long-term issues:
🚫 Improper air sealing – Insulation alone won’t stop drafts; it must be paired with proper air sealing.
🚫 Incorrect installation – Gaps, compression, or uneven distribution reduce insulation’s effectiveness.
🚫 Choosing the wrong material – Some materials perform better in certain locations and climates than others.
🚫 Moisture issues – Failing to install vapor barriers or use moisture-resistant materials can lead to mold and rot.
With nearly 50 years of experience, Nealon Insulation knows how to avoid these common pitfalls, ensuring your insulation performs at its best for decades.
3. Expertise in Different Insulation Materials
Not all insulation is created equal, and an experienced contractor will recommend the best option for your home. Nealon Insulation specializes in cellulose insulation, which offers:
✅ Higher energy efficiency than fiberglass
✅ Better air sealing to prevent drafts
✅ Eco-friendly materials (85% recycled content)
✅ Pest resistance (treated with borate, which repels rodents and insects)
With nearly five decades in the industry, we understand when and where each type of insulation works best, ensuring you get the most effective solution.
4. Proven Track Record and Customer Satisfaction
A contractor’s experience is best measured by their reputation. A well-established company will have:
✔ Hundreds of successful projects and satisfied customers
✔ Strong online reviews and testimonials
✔ Long-standing relationships with suppliers and energy efficiency programs
At Nealon Insulation, we’ve built a trusted reputation over 48 years by delivering high-quality insulation solutions and excellent customer service.
5. Knowledge of Rebates and Energy Incentives
An experienced insulation company won’t just install insulation—they’ll help you save money by navigating available rebates and incentives.
For example, Connecticut homeowners can qualify for rebates through EnergizeCT. As a certified contractor with the program, Nealon Insulation can help you:
💰 Lower the upfront cost of insulation upgrades
📑 Handle rebate paperwork so you don’t have to
⚡ Ensure your home meets energy efficiency standards
Newer companies may not have the certifications or knowledge to guide you through these savings opportunities.
6. Long-Term Reliability and Support
Insulation is a long-term investment, so you want a company that will be there for years to come if you ever need:
✔ Follow-up service
✔ Additional insulation upgrades
✔ Advice on maintaining your home’s energy efficiency
A company with decades of experience isn’t going anywhere—you can trust they’ll be around if you ever need them.
Choose Experience. Choose Nealon Insulation.
With 48 years of experience insulating homes along the Connecticut shoreline, Nealon Insulation brings:
✅ Unmatched knowledge of insulation and building science
✅ Expertise in Connecticut’s unique climate and energy codes
✅ High-quality materials and professional installation
✅ A reputation for excellence and customer satisfaction
Don’t leave your home’s comfort and efficiency to chance. Choose an insulation company with the experience to get the job done right.
👉 Contact Nealon Insulation today for a free consultation and expert advice!
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Ready to transform your home into an energy-efficient haven? Schedule your free energy assessment today and experience the Nealon difference for yourself.